Terms and Condition

Adusum.org Terms

Please read the following Terms and Conditions of use carefully before using this website. By using this website, you fully agree to the then current version of these Terms and Conditions. If you do not accept these Terms and Conditions, please do not use the site. In that case, you agree that you will immediately discontinue using this website.

These terms and conditions apply to the access to and use of this Website (the “Adusum.org”). Please read these terms and conditions carefully. Your use of this Website is confirmation that you have understood and agreed to be bound by the following terms and conditions.

Who We Are

This website is communicated by and is the property of Adusum.org Partners LLP (“Adusum.org” “we”, “us”, “our”). Adusum.org is a limited liability partnership registered in England and Wales with the registered number OC382812. Our registered office is 4th Floor Reading Bridge House, George Street, Reading, Berkshire, England, RG1 8LS and our principal business address is at 10 Lower James Street, London W1F 9EL.

Adusum.org is authorised and regulated by the Financial Conduct Authority (“FCA”) with firm reference number 599262 under the Financial Services and Markets Act 2000 (“FSMA”), as amended by the Financial Services Act 2012. This website of the FCA can be accessed at www.fca.org.uk.

Use of this Website

The information shown on this Website is directed only at professional clients and eligible counterparties as defined in rules of the FCA (the “FCA Rules”). All content on this Website is for general information purposes only and does not constitute professional or any other type of advice, in particular, nothing on this Website shall be regarded as providing financial advice and you acknowledge that the content on this Website is not suitable for this purpose.

The information on this Website is directed at persons who have professional experience in matters relating to investments and Adusum.org does not offer investment advice to, or conduct business with “retail clients” as defined under the FCA Rules. Generally, a “retail client” is a private individual who does not have relevant sufficient experience, knowledge of and financial capacities for the types of investment under consideration.

Please note that Adusum.org will not regard any user of this Website as its client for any purposes relating to FSMA and will not owe any duties to such person in accordance with the provisions of the FCA Rules that regulate the relationship between a regulated firm and its clients. Therefore, the protections afforded to customers under the UK regulatory system will not be available to users of this Website.

Persons resident in territories other than the UK should consult their professional advisers as to whether they require any governmental or other consents, licences or approvals or need to observe any formalities (including registration or filing formalities) to enable them to invest in the products described on this Website and prior to them viewing or using this Website in jurisdictions other than the UK.

No Offer and No Advice and No Brokerage

This website is for information purposes only. Nothing in this Website should be construed as an offer, invitation, marketing or general solicitation. In particular, it should not be construed as an offer, invitation, marketing or general solicitation to: (a) subscribe for or participate in any investments or securities or is otherwise intended to constitute a financial promotion for the purposes of section 21 or section 238 of FSMA; (b) provide investment advisory services; (c) make personal recommendations; or (d) to engage in any kind of transaction, and must not be relied upon in connection with any investment decision.

Further, the information contained on this Website, including all opinions or other content is not intended to and does not constitute the provision of financial, accounting, tax, legal, investment, consulting or other professional advice or services. Professional advice should be taken before any course of action is pursued.

No Representation or Warranty

By using this website, you agree that such use is at your sole risk. Under no circumstances will Adusum.org or any of its partners, employees or cooperating parties be liable to you or anyone else for any direct or indirect damages, claims, losses or costs in connection with the use of this website. This is true even if Adusum.org has been advised of the possibility of such damages, claims, losses or costs.

This Website is subject to regular update and revision. While we use reasonable efforts to ensure the correctness and timeliness of all material posted on this Website, we take no responsibility for errors or omissions which are the result of technical causes, or otherwise. We maintain the right to delete or modify in part or in full any information on this Website without prior notice. You must in any event conduct your own due diligence and investigations, rather than relying on the information on this Website.

You are solely liable for any use you may make of this information. Adusum.org makes no representation, warranty, condition, undertaking or term either express or implied as to the condition, quality, performance, accuracy, suitability, fitness for purpose, completeness or freedom from viruses of the content contained on this Website or that such content will be accurate, up to date, uninterrupted or error free. Whilst we use reasonable efforts to ensure that the standard of this Website remains high and to maintain the continuity of it, the internet is not always a stable medium and errors, omissions, interruptions of service and delays may occur at any time, for which Adusum.org accepts no responsibility. If the need arises, we may suspend access to this Website or close it indefinitely. To the extent permitted by law, we do not warrant that this Website will be available at all times.

Save in respect of liability for death or personal injury arising out of negligence or for fraudulent misrepresentation, we and all contributors to this Website hereby disclaim to the fullest extent permitted by law all liability for any loss or damage including any consequential or indirect loss or damage incurred by you, whether arising in tort, contract or otherwise, and arising out of or in relation to or in connection with your access to or use of or inability to use this Website.

Adusum.org does not guarantee that material on this Website will be free from computer viruses or malicious programs that have contaminating and disruptive properties. It is your responsibility to take protective steps such as having up-to-date internet security programs.

Intellectual Property Rights

This Website is owned by Adusum.org and any and all intellectual property rights in this Website including, but not limited to, copyright and database rights and any logos or trademarks (whether registered or unregistered) are owned by and remain the property of Adusum.org (or its third party licensors as applicable) at all times. You may download and/or print out a hard copy of individual pages and/or sections of this Website provided that this is for private or domestic use only and that you do not remove any copyright or other proprietary notices. Any downloading or other copying from this Website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose this Website without our prior written permission. Any unauthorised reproduction or use of this Website or the information presented therein, may be the subject of prosecution, particularly for infringement of copyright. Any rights not expressly granted in these terms are reserved by Adusum.org or its licensors.

Adusum.org does not give persons accessing this Website permission to use any trade mark used in this Website. Unauthorised use may constitute an infringement of the relevant owner’s rights.

Third Party Websites

Links (including deep links, hyper-links and framing) to this web site are not permitted without the prior written consent of Adusum.org.

Links from this Website exist for information only and the existence of a link does not imply or express endorsement of its provider, product or services by Adusum.org. Adusum.org does not monitor the content on such websites and does not accept any responsibility for the content of those websites.

Stewardship Code Notice

Information regarding the approach that Adusum.org takes to the UK Stewardship codes can be found here.

Use of personal data

Please refer to our Privacy Policy for full details of how we use your personal data.

Governing Law and Jurisdiction

These terms and conditions, your use of this Website, and all matters connected with them, are governed by and shall be construed in accordance with the law of England and Wales and shall be subject to the exclusive jurisdiction of the English courts. Disputes arising in connection with these terms shall accordingly be subject to the exclusive jurisdiction of the courts of England and Wales. If you access this Website from outside the UK, you are responsible for ensuring compliance with any local laws relating to access.

Changes to the Terms

Changes are periodically made to the information on this Website and to these terms and conditions and these changes will be incorporated in new editions of this site. Adusum.org reserves the right to alter or amend any information set out in this Website and these terms and conditions without notice. If you use this Website after Adusum.org has posted the changes you will be bound by the new terms. You should therefore ensure that you read the terms and conditions each time you use this Website.